Personal Finance

Empowering Grade 9-12 students with financial literacy

The Personal Finance program teaches high school students personal money management skills including the key elements of personal finance such as spending wisely, budgeting, saving, investing, and using credit.

Teachers can register a class to participate in a teacher-led format according to your own schedule or to participate in a live online event. In either case, teachers receive a full program kit including student workbooks, facilitator guide, and access to digital resources.

Through JA Personal Finance, students will:

  • Recognize the role income plays in personal finances
  • Discover the importance of planning their financial decisions
  • Identify high-dollar items and unexpected costs that require savings
  • Learn the importance of making and keeping a spending plan
  • Consider the types of expenditures that might go into a monthly budget
  • Express the need to make good credit decisions to avoid costly consequences
  • Assess potential risks to their personal finances
  • Learn preventative methods to limit potential losses

By the end of Personal Finance, students will have a personal finance plan and clear goals for their financial security.

Additional Resources

JA Personal Finance connections to the Ontario high school curriculum:

Overall, I was truly impressed with the curriculum the JA team had put together for the personal finance session. All were very important topics that I think every young person should be made aware of. Financial literacy is such an important area for young people to understand as it provides them a good basis to make educated decisions early on in their lives.

– Francesca Liberatore, Deloitte Volunteer, JA Personal Finance