Our Programs – Grades 4-8

Money management, career prep, and business skills for young learners

JA programs introduce young learners to financial health, work readiness and entrepreneurship and are available at no cost to teachers, students or parents.

JA programs support the curriculum and help students build on skills they learn in the classroom. Elementary school programs typically take 2 to 4 hours to complete.

We currently offer two program models for grades 4-8:


Online courses that help students learn key skills independently.


Access to digital and print resources to create impactful learning experiences.

Register for a JA Program today!

Teachers, register a class and we’ll provide you with everything needed for an impactful JA experience.

Parents and Students – visit the JA Campus to complete self-directed versions of JA programs independently online.

Choose a Program

More than Money – Grade 4

The earlier students learn how to manage money, the greater their chances of lifelong financial success. JA has designed the More than Money program to address this challenge. The program teaches elementary students about earning, spending, sharing and saving money.

Our Business World – Grade 5

Students are often taught that success means “getting a good job” after graduation. Many are not aware that launching a business is a viable career option that can bring them amazing opportunities. In JA’s Our Business World program, elementary students explore how businesses are created and what makes them thrive.

A Business of Our Own – Grade 6

Entrepreneurs drive the Canadian economy, strengthen communities and create jobs. In JA’s  A Business of Our Own program, students put on their entrepreneurial hats and run their own retail business. Students learn how to start a business, produce and promote your products, track your finances and manage a team.

Dollars with SenseGrade 7

Through the newly updated Dollars With Sense program, students get the vital tools they need to make smart financial decisions, live debt-free and become savvy investors. Students learn personal money management skills that they can apply to their lives … beginning now.

Economics for Success – Grade 8

In Economics for Success, students take a closer look at the advantages of staying in school, as well as learn what’s needed to succeed in today’s workforce. Students create a budget for living on their own and explore strategies for success so that they can see the link between education and achieving their goals.

The students were engaged and were very interested in the topics. Many of them learned some of the material for the first time. They absolutely loved the shares game. Every student was invested and enjoying the task. They were sitting on the edge of their seat before every “day” as revealed. Thank you so much for providing this overall experience to the class and many students around Canada!

– Grade 7 Teacher, JA Dollars With Sense